Choosing our company for cooperation means making the right choice. Thousands of people trust us, because we live up to the promises we make.
Promotions and loyalty programs – Your way to reduce costs.
People strive to save money, even when the amount in question is a few hryvnias, but in the case of lending, it is possible to save even a couple of hundred. We have developed a system of promotions and loyalty programs so that absolutely all clients of the service can pay a little less in required interest.
'50% discount for new clients' – this is Your chance to pay half as much for using the company's money. The interest rate will be 0.81% under this discount. The terms of participation are simple – you need to be a new user of the service, and the system will automatically reduce the loan fee.
Instead of the usual 1.62%, you can pay 25% less, namely 1.2% under the 'Repeat?' program. It is enough to take out a contract with us a second time and get money at a favorable price. When calculating interest on our calculator, it will immediately set a reduced fee.
'Promotions' – a time of colossal price drops. On a random day each week, we make concessions for our users. The cost of loans on this day drops to 1.15%, decreasing by 30%. You can always save this way, even on your tenth loan.
Freedom of choice.
Tired of following existing standards? Want to set the terms of the loan agreement yourself? Then you need to take a loan to card online from us. We do not control our borrowers in almost everything.
Amount – a parameter that the client sets independently. Notably, we lend small amounts until payday, starting from 500 hryvnias. Why take thousands of hryvnias when you can take a little money from us?
The term of the user agreement is also determined by you independently. We only limit you to a time frame of 7 to 90 days. Unlike banks, which give loans from 180 days, our clients can determine the contract term by day.
Purpose of the loan. It absolutely does not matter whether you spend the loan on car repairs or on buying a phone. When signing the contract, there is no 'Purpose of the loan' clause, so you can safely draw up an agreement for anything.
Repayment before or after the deadline
We have taken care of our borrowers, so we have expanded the boundaries of our kindness. In case of non-compliance with debt repayment, we can reach a mutual agreement.
Early repayment of the loan is possible for any amount. If after 20 days you have the necessary amount, and the end of the contract is only ten days away – no problem. In this case, you pay specifically for the days you did not repay the debt, and for the remaining time, interest is not charged.
Loan extension. So that every time you have difficulties with repayment, you do not get into even more debt, we have created a loan extension program. If you feel that you will not be able to repay the funds within the specified period, tell us about it. We will extend the contract terms for a few days, and you will avoid a fine and additional penalty.
Useful sections of the site
On our website https://kltcredit.com.ua you can always find useful information for yourself, even when you are not taking a loan. We have created several tabs where useful and interesting information is constantly published.
'News'. What happened in the world in recent days? What is the situation in Ukraine? Answers to these and other questions in this section.
'Articles'. If you have a question while lending, find the answer in this tab. Service specialists regularly fill the section with new information.
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